Insights

Independent Report on Financial outcomes by Curtin University  

October 2022

by Professor Rachel Ong ViforJ - Curtin University

Independant Report on Financial outcomes by Curtin University

“Overall, the broad conclusion derived from the Sydney analysis is applicable nationally across all capital cities combined i.e. for existing property purchases, FrontYa's shared equity scheme should offer the highest financial return...”

Is Australia Really Less Affordable, or Is It Just Bad Math?  

26th June 2024

by Robbie Baskin - Chief Investment and Risk Officer

Is Australia Really Less Affordable, or Is It Just Bad Math?

A groundbreaking insight challenges the concensus view on Australian housing affordability, revealing a critical data interpretation flaw that reshapes our understanding of where Australia ranks in global housing affordability.

Land Value Matters, But How You Assess Land Value Matters More  

22nd April 2024

by Robbie Baskin - Chief Investment and Risk Officer

Land Value Matters, But How You Assess Land Value Matters More

Learn how to use land value to better optimise your next home purchase. This article unpacks land value as a predictor of property growth and delves into the reliability of traditional investment beliefs.

New Build or Existing Home: Weighing Your Options  

15th April 2024

by Danielle Katz - Operations Manager

New Build or Existing Home: Weighing Your Options

Explore the advantages and drawbacks of new builds versus existing homes. Uncover key insights to help you make an informed decision about your property purchase that suits your lifestyle, budget, and future goals.

History Shows One Thing Drives First Homebuyer Volumes  

8th April 2024

by Robbie Baskin - Chief Investment and Risk Officer

History Shows One Thing Drives First Homebuyer Volumes

In the last two decades, we've seen two booms in first homebuying. One immediately after the GFC, the other during COVID lockdowns. Why these two periods? Read this research piece to find out.

Mastering Property Buying: Effective Offer Making and Negotiation Strategies  

2nd April 2024

by Danielle Katz - Operations Manager

Mastering Property Buying: Effective Offer Making and Negotiation Strategies

Explore some essential strategies for making offers and negotiating on a property to secure your dream home. Stay ahead in the real estate market with some expert tips and insights to navigate through the homebuying process.

Population Growth vs. Property Market Growth  

25th March 2024

by Robbie Baskin - Chief Investment and Risk Officer

Population Growth vs. Property Market Growth

Last week the ABS reported Australia's population grew by 2.5%, the highest rate in over 70 years. So we pulled out the data comparing population growth vs. property market growth over the long term. The correlation is quite high, yet, it wasn't always the case. For a long time, it had no effect. See more in this research piece.

Shared Equity: Maximising Homeownership  

20th March 2024

by Danielle Katz - Operations Manager

Shared Equity: Maximising Homeownership

Discover the power of shared equity in homeownership. Learn how shared equity boosts your property dreams. Explore advantages, costs, and more on this FrontYa blog.

The Renovation Ripple Effect: How This Under-reported Driver Moves the Property Market  

15th March 2024

by Robbie Baskin - Chief Investment and Risk Officer

The Renovation Ripple Effect: How This Under-reported Driver Moves the Property Market

Exploring the underestimated impact of home renovations on Australia's property market: renovations add an 8% premium to sale prices, potentially influencing overall market growth more than previously recognised.

What is the Process of Buying a House  

11th March 2024

by Danielle Katz - Operations Manager

What is the Process of Buying a House

Wondering what the process is for buying a house in Australia? Discover the steps you’ll need to take from start to finish, and explore the different stakeholders involved. Additionally, delve into how FrontYa can help boost your deposit and stamp duty funds.

Is Aussie Property on the Verge of a Distressed Selling Wave?  

8th March 2024

by Robbie Baskin - Chief Investment and Risk Officer

Is Aussie Property on the Verge of a Distressed Selling Wave?

Australian homeowners show resilience against rising mortgage debt, capable of managing significantly more than the current $2.2 trillion owed. This analysis helps to debunk fears of widespread forced selling due to interest rate hikes.

How to Save for a Home Deposit  

4th March 2024

by Danielle Katz - Operations Manager

How to Save for a Home Deposit

Discover what a home deposit is when purchasing a property. Explore the ways in which you can boost your home deposit, together with the current solutions in the market to help you achieve home ownership.

How the Pandemic Turned the Tables on Property Supply vs. Demand in Australia  

1st March 2024

by Robbie Baskin - Chief Investment and Risk Officer

How the Pandemic Turned the Tables on Property Supply vs. Demand in Australia

Discover how the pandemic reversed the Australian property market's dynamics, with new households now outstripping new dwellings by 90k per annum, impacting rental and property prices despite fluctuating interest rates.

Innovative Strategies for First Home Buyer  

26th February 2024

by Danielle Katz - Operations Manager

Innovative Strategies for First Home Buyer

Struggling to save for your first home? Explore FrontYa’s deposit-boosting solution beyond government schemes. Learn how shared equity, an emerging pathway to homeownership, can get you on the property ladder faster. Discover the advantages, costs, and more.

Think Removing Stamp Duty Makes Housing More Affordable? Think Again.  

20th June 2022

by Robbie Baskin - Chief Investment and Risk Officer

Think Removing Stamp Duty Makes Housing More Affordable? Think Again.

Replacing stamp duty for land tax might reduce the upfront cost to purchase a home thereby making housing more affordable. However, this change defers the cost from upfront into an annual payment. This increased expense will need to be assessed when determining your borrowing capacity. But what impact will this have on your purchasing power?

2022 Election - Comparison of Housing Affordability Policies.  

10th May 2022

by Robbie Baskin - Chief Investment and Risk Officer

2022 Election - Comparison of Housing Affordability Policies.

Housing affordability has become a key election issue with each major party putting forward different policies to help solve it. Which policy is better and for whom? We've crunched the numbers into a report with some really interesting results.